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Important announcement regarding MSO Inspection Services

MSO inspection services are now available to other carriers and agencies, as well as subscribing companies!

How are outside areas of a building protected by an automatic sprinkler system without threat of freezing pipes?

January 30, 2025

The importance of protecting all areas of a commercial building with an automatic sprinkler system is well recognized with specific guidance provided by NFPA 13.

Why is it important to protect covered outside areas of a building with an automatic sprinkler system?

January 30, 2025

Insurance companies often give premium reductions to insureds whose buildings are protected by automatic sprinkler systems. This recognizes the critical role sprinkler systems provide in reducing a loss in the event of a fire in the structure.

Can a change in occupancy affect the efficiency of an automatic sprinkler system?

December 23, 2024

When a building’s occupancy changes, there can be significant impacts on the ability of the automatic sprinkler system to control a fire.

Why is it important to understand hazard classifications in the design of automatic sprinkler systems?

December 23, 2024

As discussed in a previous (06/14/2023) Underwriters’ Corner, various NFPA Standards and Codes use occupancy and contents hazard classifications to determine the amount of fire protection to be provided for various occupanices and structures.

What determines the frequency of inspection for grease buildup in commercial cooking installations?

November 25, 2024

NFPA 96 addresses a variety of cooking types when determining the need for grease removal from cooking components such as the hood, filters, and appliances. The volume of cooking is an important consideration in this calculation.

What is included in the semi-annual inspection, testing, and maintenance of fire extinguishing systems in commercial cooking installations?

November 25, 2024

A common recommendation underwriters see when reviewing a loss control inspection of a restaurant is, “Have a certified contractor service the automatic extinguishing system now and at 6-month intervals in the future.”

What is included in the quarterly inspection, testing, and maintenance of an automatic sprinkler system?

October 29, 2024

The quarterly inspection of an automatic sprinkler system includes important elements that help to keep the system efficient and in good working order.

What is included in the annual inspection, testing, and maintenance of an automatic sprinkler system?

October 29, 2024

The NFPA (National Fire Protection Association) provides specific guidelines for monthly, semi-annual, and annual inspection, testing, and maintenance of automatic sprinkler systems.

When does NFPA allow multi-story buildings to have one exit stairwell?

September 25, 2024

Buildings four stories in height or less are permitted by NFPA (the National Fire Protection Association) to have one exit stairwell, under certain conditions.

Why does NFPA require multi-story buildings to have at least two exit stairwells and self-closing fire doors?

September 25, 2024

Buildings over four stories in height are required by NFPA (the National Fire Protection Association) to have two exit stairwells and other fire safety features.