Identity Theft Expense Coverage Approved in Delaware and Maryland – 10/29/03

Commercial Automobile – Volunteers as Insureds – Rule Introduced in Maryland – 10/29/03

Commercial Automobile – Volunteers as Insureds – Rule Introduced in Delaware, New Jersey, Pennsylvania and Ohio – 10/10/03

Identity Theft Expense Coverage Approved in New Jersey and Pennsylvania – 9/30/03

Mandatory Condominium Association Endorsement Approved in Pennsylvania – 9/18/03

Limited Commercial Property Coverage for Fungi / Mold Introduced in New Jersey – 9/18/03

Revisions made to Commercial Lines Fungi / Mold Coverage in Maryland – 9/15/03

Fungi / Mold Endorsements Approved for Personal Lines Program in Maryland – 9/15/03

MPL 24 – Lead or Lead Contamination Exclusion Endorsement Revised in Maryland – 9/04/03

2003 BOP Program Policyholder Notices Available – 8/13/03